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Overdraft Privilege and Overdraft Protection
Bank of Coushatta understands that unexpected overdrafts occur from time to time – Overdraft Coverage can help.
Overdraft Coverage Options
The choice is yours. Consider these ways to cover overdrafts:
1Call us at (318) 932-3491, email us at CustomerService@bankofcoushatta.com , or come by a branch to sign up or apply for these services.
* Per item presented means each time an item is presented, including representment.
Overdraft Protection services apply to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account you may have at Bank of Coushatta.
Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee in order to pay a transaction. Even if you have Overdraft Protection, Overdraft Privilege is still available as secondary coverage if the other protection source is exhausted. Please review the “What Else You Should Know” section included below for other important information.
Click Here to print the Consent Form.
*If you choose Extended Coverage on your consumer account, ATM withdrawals and everyday debit card transactions will be included with the transactions listed under Standard Coverage. If you already have Extended Overdraft Privilege coverage, it is not necessary to request it again. Business accounts automatically have Extended Coverage.
You can discontinue the Overdraft Privilege in its entirety by contacting us at (318) 932-3491 or sending us an e-mail at CustomerService@bankofcoushatta.com.
WHAT ELSE YOU SHOULD KNOW
Understanding your Available Balance: Your account has two kinds of balances: the Ledger Balance and the Available Balance.
Understanding Overdraft Privilege Limits
US Patriot Act
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