Main

Privacy Notice


February 14, 2022

FACTS

WHAT DOES BANK OF COUSHATTA DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
-Social Security number and income
-Account balances and payment history
-Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons BANK OF COUSHATTA chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does BANK OF COUSHATTA share?

Can you limit this sharing?

For our everyday business purposes--

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes--

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes--

information about your transactions and experiences

No

We don't share

For our affiliates' everyday business purposes--

information about your creditworthiness

No

We don't share

For nonaffiliates to market to you

No

We don't share

Questions?

Call (318)932-3491 or go to www.mybcbank.com

What we do

How does BANK OF COUSHATTA protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does BANK OF COUSHATTA collect my personal information?

We collect your personal information, for example, when you
- Open an account or pay your bills
- Apply for a loan or use your credit or debit card
- Make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes - information about your creditworthiness
-affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.
- BANK OF COUSHATTA has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- BANK OF COUSHATTA does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- BANK OF COUSHATTA doesn't jointly market.

Mobile Privacy Disclosure

Rev. 02/2022

Facts 

WHAT DOES BANK OF COUSHATTA
DO WITH YOUR PERSONAL INFORMATION FROM THE MOBILE APPLICATION

Why?

The mobile application requests access to information stored on your device such as location, camera, contacts, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account.
It is important for you to understand that:

  • Before granting access to this information, you will be prompted to give the application that permission.

  • If you do not wish to grant that permission, you may decline.

  • If you later change your mind, those permissions can be updated in your device's settings.

What?

Some examples of information your app will request access to are:

  • Location

  • Contacts

  • Camera

How?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
The application information is retained in accordance with state and federal record retention laws. Please contact us to determine specific timeframes for your personal stored information and if that information may be deleted.

Questions?

Please contact Bank of Coushatta at 318-932-3491 regarding questions about the information included in this Mobile Privacy Disclosure or questions about this application.
You can also access the bank's full Privacy Policy at
https://www.mybcbank.com/Customer-Information/Privacy-Notice

Bank of Coushatta
Main Branch: 318-932-3491
Shreveport Branch: 318-236-2101
Bossier Branch: 318-236-6160
24 Hour Customer Service: 318-932-3468
Lost/Stolen Debit Card: 800-500-1044
Member FDIC Equal Housing Lender Black